FNB Account Services
A list of the most commonly opened account types.
Personal and Family Checking Accounts:
• $50 Minimum to open.
• $500 and over – No monthly fee!
• $0 -$499.99 -- $9.00 per month, plus 30 cents per check after 20 checks.
• Image statements and image checks.
• Debit Mastercard with Card Suite Lite.
• $50 Minimum to open.
• No minimum balance.
• $5 monthly service fee.
• Image statements and image checks.
• Debit Mastercard with Card Suite Lite.
• $50 Minimum to open.
• No minimum balance.
• $5 monthly service fee.
• E-Statements only (available through Online Banking).
• Debit Mastercard with Card Suite Lite.
• $50 Minimum to open.
• You must be 55 or older at the time of opening the account.
• NO monthly service fee.
• Image Statements and Image Checks.
• Debit Mastercard with Card Suite Lite.
• $2,500 Minimum to open.
• $2,500 and over – Earn FNB Now Rate*, with NO monthly service charge.
• $1,000 to $2,499.99 – Service charge: $6.00/month. No interest.
• $0 -$999.99 -- Service charge: $11.00/month. No interest.
• Limit of 15 withdrawals/debits per month. 30 cents for each debit over 15.
• Rates available here
• $2,500 Minimum to open.
• $2,500 and over – Earn a tiered interest rate based on account balance, with NO monthly service charge.
• $0 to $2,499.99 – Service charge: $9.00/month. No interest.
• Limit of 6 preauthorized withdrawals/debits per month, automatic and internet banking transfers, checks, drafts, and debit card transactions per statement cycle*
• $6 for each debit over the monthly limit.
• Debit Mastercard with Card Suite Lite.
• Rates available here.
Personal and Family Savings and Investment Accounts
- $100.00 minimum balance to open
- 6 withdrawals per calendar quarter ($2.00 per excess withdrawal)
- Service charge of $5.00 per quarter if the average daily balance falls below $100.00
- No minimum balance requirement for children under 18 or individuals over 55
- Minimum $100 to open, with minimum balance of $100 for full term to maintain APY.*
- Multiple term lengths, from six month short term accounts, to long-term investments with terms of three to five years.
- Excellent interest rates (see our current deposit rates for more information).
*a penalty may be imposed for early withdrawal.
- Minimum $500 to open, and $500 balance to obtain APY.
- Tax-deferred earnings.
- Excellent interest rates (see our current deposit rates for more information)
Commercial Accounts:
• $50.00 minimum deposit to open.
• $8.00 per month maintenance charge.
• $.35 charge per debit item.
• Image statements and image checks.
• Credit of $.20 per $100 of average collected balance.
• No credit for average collected balance under $750.00.
• $50.00 minimum to open, no minimum balance required.
• $2.50 per month maintenance charge.
• $50.00 Minimum to open.
• $10.00 per month maintainance charge.
• $0.50 per check over 50 per month.
• Imagestatements and image checks.
Learn more about our Mobile Services. You can use one service, or all of them!
- Text Banking - A simple method to access your accounts. If you can text, you can bank using six simple commands!
- Tablet App - Access your finances with the Tablet App for iOS, Android and Kindle.
- Mobile App - Banking with our Mobile App is faster than a browser and offers most of the same functionality of regular Online Banking.
- Mobile Web - For customers who prefer not to download an app. Mobile Web is a secure, mobile phone friendly version of our regular website.
- Mobile Bill Pay - Once enrolled in Bill Pay through Online Banking you can enjoy all the conveniences of Mobile Bill Pay!
- Mobile Deposit Capture - Deposit checks and view history of processed deposit items from your mobile device. PLEASE NOTE: Mobile deposits do not post to your account in real time.
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