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FNB Account Services

A list of the most commonly opened account types. 

Personal and Family Accounts:

• $50 Minimum to open.

• $500 and over – No monthly fee!

• $0 -$499.99 -- $9.00 per month, plus 30 cents per check after 20 checks.

• Image statements and image checks.

• FastCash Debit Mastercard with SecureLOCK Equip.

• $50 Minimum to open.

• No minimum balance.

• $5 monthly service fee.

• Image statements and image checks.

• FastCash Debit Mastercard with SecureLOCK Equip.

• $50 Minimum to open.

• No minimum balance.

• $5 monthly service fee.

• E-Statements only (available through Online Banking).

• FastCash Debit Mastercard with SecureLOCK Equip.

• $50 Minimum to open.

• You must be 55 or older at the time of opening the account.

• NO monthly service fee.

• Image Statements and Image Checks.

• FastCash Debit Mastercard with SecureLOCK Equip.

• $2,500 Minimum to open.

• $2,500 and over – Earn FNB Now Rate*, with NO monthly service charge.

• $1,000 to $2,499.99 – Service charge: $6.00/month. No interest.

• $0 -$999.99 -- Service charge: $11.00/month. No interest.

• Limit of 15 withdrawals/debits per month. 30 cents for each debit over 15.

• Rates available here

• $2,500 Minimum to open.

• $2,500 and over – Earn a tiered interest rate based on account balance, with NO monthly service charge.

• $0 to $2,499.99 – Service charge: $9.00/month. No interest.

• Limit of 6 preauthorized withdrawals/debits per month, automatic and internet banking transfers, checks, drafts, and debit card transactions per statement cycle*

• $6 for each debit over the monthly limit.

• FastCash Debit Mastercard with SecureLOCK Equip.

• Rates available here.

Commercial Accounts:

• $50.00 minimum deposit to open.

• $8.00 per month maintenance charge.

• $.35 charge per debit item.

• Image statements and image checks.

• Credit of $.20 per $100 of average collected balance.

• No credit for average collected balance under $750.00.

• $50.00 minimum to open, no minimum balance required.

• $2.50 per month maintenance charge.

• $50.00 Minimum to open.

• $10.00 per month maintainance charge.

• $0.50 per check over 50 per month.

• Imagestatements and image checks.

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