President’s Letter

The new-year started out very quickly and it is hard to believe we have just completed the first quarter of 2017.  Spring appears to be upon us, flowers and trees are blooming and the weather is getting warmer.

We had another very busy quarter, the Bank continues to do well and we thank you our customers for that.  We expect many challenges in 2017 and are working very hard to ensure we meet them head on to continue to provide you with the services and products you have come to expect.

Our mobile banking platforms are up and running and we are receiving positive feedback on its functionality.  We hope you will sign up for mobile banking and give it a try.

Our Associates were again very involved in community activities.  The Bank held its 30th annual Seniors Prom.  The Bank sponsors an evening of food, fellowship and dancing honoring the seniors in our community for paving the way before us.  The event was attended by approximately 300 seniors and from the looks of the smiles on their faces; we believe they had a great time.  Dancing was provided by our very own local band, The Cadillac Kings and they did not disappoint.

The Bank’s monthly Lunch and Learn Series has started up again and we have a number of very interesting programs scheduled for this year.  We hope you will be able to join us for these very informative programs.  They are held in the Bank’s main office atrium.  It is typically well attended, very informative and everyone has a good time.  We hope to see you there sometime during the series.

The Alamogordo community is gearing up to receive two more F-16 Fighter training wings at Holloman AFB, oil appears to be holding around $50/barrel and drilling activity seems to be picking up in our Artesia market and the warmer weather is bringing more tourism to the mountain communities of Ruidoso and Cloudcroft.

As we announced last quarter, First National Bank is testing its new consumer loan application platform that will provide us the ability to more efficiently process consumer loan applications as well as possibly including it on our webpage once the beta testing has been completed.  We remain committed to providing you with the most modern technology we can while protecting your identity and account information the best we can as one of our primary missions and concerns.  Serving you is our primary focus.

As we focus on another new year we hope you continue to keep your thoughts and prayers on those that serve and protect us every day at home and abroad.  When you see those brave men and women, take a moment to thank them for their commitment to us as they go out each and every day and do that very demanding job.  

We at First National Bank continue to work diligently toward protecting you, your identity and working to provide you with quality banking services.  We hope that you enjoy your time on our website and we encourage you to explore the site and to visit one of our six community banking offices.  We continue to be in the business of providing business financing and banking services and we look forward to working with you to grow your businesses.  On behalf of everyone here at the Bank, THANK YOU for your patronage and continued support of our proud institution.





Steve Muell

President & CEO              


Steve Muell, President/CEO