Personal Checking

Our variety of checking accounts gives you the options you need as well as the financial sophistication you desire.

Regular Checking

$50.00 minimum to open
Image Statements and Image Checks
Over $500 -- No monthly fee
$0 - $499 -- $9.00 per month plus $ .30 per check after 20

Simple Checking

$50.00 minimum to open
$5.00 monthly service fee
$0.25 per check over 20 per month
Image Statements and Image Checks
Free Internet Banking (Additional charge for BillPay)

E-Simple Checking

$50.00 minimum to open
$3.00 monthly service fee
$0.25 per check over 20 per month
E-Statements Required
Free Internet Banking (Additional charge for BillPay)

First Choice Senior Checking 55+

$50.00 minimum to open
No monthly service charge
Image Statements and Image Checks

NOW Accounts (Personal & Non-Personal) Based on Daily Collected Balance

$2,500 and above -- Earns current FNB Now rate
$1,000 - $2,499 -- $6.00 per month plus $0.30 per debit over 15 (No interest)
$0 - $999 -- $11.00 per month plus $0.30 per debit over 15 (No interest)

Image Statements and Image Checks -- Your monthly checking account statement includes our convenient "Image Checks". Your checks are laser printed on a page and arranged in numerical order. "Image Checks" are considered valid proof of payment but if you need an actual size copy we can provide one for you quickly.

Overdraft Protection -- For your convenience you may arrange automatic transfer of funds from your regular savings or other accounts to your checking account which gives you overdraft protection and instant access to your savings through your checking account in an emergency.

Services are subject to New Mexico Gross Receipts Tax